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Popular Policies

We have access to many lines of insurance. Below are some of the most popular policy types.

We Are Layr

We are redefining the way businesses purchase and manage their commercial liability insurance by giving control of the process back to the business owner.

What We Are

We are a modern tech-enabled insurance agency that has created an entirely new commercial insurance distribution model that allows businesses to quickly get the insurance they need, completely online, from trusted insurance carriers, and without speaking to a human all while paying for it monthly on a credit card.

What We Are Not

We are not just another insurance comparison engine, aggregator, or lead generator tricking business owners into enduring the same slow and frustrating insurance process by wrapping a complicated application in a fancy website or colorful user interface only to pass you off to a third party after you buy.

Our Mission

Our entire team is determined to make high quality commercial insurance easily accessible and affordable for the more than 25 million small businesses throughout America. We firmly believe that small business is the backbone of the American economy and we don’t feel it’s fair that they struggle getting their hands on the resources larger enterprises benefit from. Liability insurance is a critical piece of protection for the often vulnerable small business yet far too many companies are operating without it. We are on a mission to change this reality.

Our Inspiration

There are very few industries left that have yet to truly embrace technology for it’s potential positive impacts. The commercial insurance industry is one of them. In fact, this is an industry that hasn’t really embraced any form of technology since deciding to adopt the use of email as an alternative to the fax machine. At Layr, we’re at the forefront of designing, developing, and implementing technology to push this enormous and overwhelmingly tech-averse industry into the digital age. By combining our deep insurance knowledge, understanding, and experience with modern technologies like machine learning and artificial intelligence, we have created an entirely new and more effective way do distribute an essential business service to the deeply neglected small business market.

Meet Our Team

We are led by a team of co-founders and advisors with deep knowledge and experience in insurance, technology, security, and payments.

Our Founders
Phillip Naples

Phillip Naples

Co-Founder, CEO
Andrew Egenes

Andrew Egenes

Co-Founder, Head of Product
Josh Austin

Josh Austin

Co-Founder, CTO
Our Advisors
Chris Duncan

Chris Duncan

COO, Decisely
Scott Dalton

Scott Dalton

Retired Senior VP, Chubb
Jacqui Chew

Jacqui Chew

CMO in Residence, ATDC

Proudly Homegrown in Atlanta

We are based in the vibrant and growing city of Atlanta, GA. With all the amenities of a big city and a blossoming technology and startup ecosystem, Atlanta is a friendly and affordable place to start and run a business.

business

12+

Carrier Partners

security

20+

Lines of Coverage

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Company Dogs

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Lines of Code