Popular Policies

We have access to many lines of insurance. Below are some of the most popular policy types.

July 2017

Can a Business Insurance Policy Be Cancelled?

What reasons can an insurance carrier use to cancel a company's coverage and what can business owners do to avoid this frustrating situation?

Insurance can be a challenging product and requires a significant ongoing commitment by all parties involved. This includes the customer, the broker, and the carrier that ultimately provides coverage. The carrier is often on the hook for a lot more money than it collects and is subject to complex regulations in each state it operates. At the end of the day, everyone involved in the insurance industry is trying to make a profit just like any other industry. Inevitably, the pursuit of profit will lead to carriers cancelling coverage for certain customers. However, the carriers can typically only cancel coverage when the customer isn’t holding up their end of the deal. So lets dig a little deeper and learn exactly how insurance cancellations work.
Continue Reading “Can a Business Insurance Policy Be Cancelled?”

The A. M. Best Insurance Ratings Explained

If you're in the market for insurance, chances are you've come across the A. M. Best insurance ratings. In this post, we explain what they mean.

We’ve all shopped for insurance at some point in our lives. Whether a personal auto policy or commercial general liability policy, if you research insurance then you’re going to come across A. M. Best’s insurance ratings. But what exactly are these ratings, what factors are evaluated to determine each rating, and what do they mean to a consumer? Let’s take a look.
Continue Reading “The A. M. Best Insurance Ratings Explained”

What is Identity Recovery Insurance?

Identity recovery insurance is a policy that can be provided to employees by an employer to cover costs associated with recovering a stolen identity.

Have you ever received a letter in the mail from your credit card company letting you know that they’re issuing you a replacement card because of a potential compromise of your account? Now imagine the impact if someone was actually able to steal not only your credit card number but your entire identity. This is a stressful and frustrating scenario that millions of Americans experience each and every year and it results in the time consuming and expensive process that is recovering an identity, reversing fraudulent charges, and cleaning or repairing an incorrect credit history. Continue Reading “What is Identity Recovery Insurance?”