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Popular Policies

We have access to many lines of insurance. Below are some of the most popular policy types.

December 2017

5 Things to Know If Someone Is Injured at Your Photography Studio


For photographer's who operate out of a photography studio, it's important you know what to do in the unfortunate circumstance that a client is injured.

While some photographers are used to working on location or at venues, many operate a photography business out of a photography studio. Whether you operate a studio out of your home or out of a dedicated commercial space, your company faces a unique set of risks and should prepare for those risks accordingly. One of the biggest exposures is the risk of injury to a client while at the studio for a shoot.
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An End-of-Year Checklist for Small Business Owners and Their Teams


Heading into the new year can be a stressful time for small business owners. This free checklist will help you remember to take care of key year-end tasks.

Before joining Layr as a co-founder and the head of product, I co-founded and ran an e-commerce company for more than 5 years. The end of the year was always an exciting but stressful time for me and my team. It was exciting because the months of November and December were our biggest sales months of the year. It was stressful because my co-founder and I had to find time to manage all the critical year-end tasks while also ensuring everything operated smoothly during the most important two months of the year. I know firsthand that it’s easy for business owners to forget about key tasks that need to be completed before January 1st. So, I put together a handy checklist of the most important items that businesses need to tackle to enter the new year prepared.
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The Dangers of Buying Cyber Liability Insurance From Companies That Only Sell Cyber Liability Insurance


In this article, we discuss the dangers and risks of purchasing cyber liability insurance from companies and websites that only sell cyber insurance.

With increasing frequency, insurtech startups selling cyber liability insurance online are emerging. With founding teams often possessing deep knowledge and experience in enterprise data security and investors interested in funding companies combating the increased cyber threats all modern businesses face, cyber liability insurance is, understandably, at the core of this new wave of startups. While we believe that cyber insurance plays a critical role in all effective cybersecurity strategies, we have serious concerns about the dangers and risks that come along with the insurtech startups that are only selling cyber insurance. Continue Reading “The Dangers of Buying Cyber Liability Insurance From Companies That Only Sell Cyber Liability Insurance”

Making Sense of Photography Equipment Rental Insurance


In this post, we discuss the answer to a question photographers ask us regularly: "How do I properly insure photography equipment that I rent?"

Photography is an equipment-intensive profession with the tools a photographer depends on easily adding up to tens of thousands of dollars in value. From camera bodies to lenses to lighting, most photographers acquire the equipment they need over the course of their careers given the associated costs. But what happens when a photographer doesn’t have the tools necessary to complete a shoot or fulfill a contract? That’s where photography equipment rental comes in.
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3 Ways for Small Businesses to Free Up Cash Flow


Effective cash flow management is one of the best ways to help your business thrive. Here are 3 easy ways you can begin freeing up cash flow today.

Understandably, cash flow is king for any business and this rings especially true for small businesses. In fact, many small businesses only cash flow out 30 days at a time. As a small business ourselves, we experience this challenge each and every day. So, we thought we’d take a few minutes and write about 3 things we do to free up our own cash flow.
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