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December 2018

The Difference Between Admitted and Non-Admitted Business Insurance


In this post, we discuss and explain the terms admitted, non-admitted, surplus lines, and excess lines as they relate to business insurance.

If you’re at all familiar with the process of shopping for insurance for your business, it’s likely you’ve seen the terms “non-admitted” and “admitted” relative to how insurance carriers are classified. These terms can be baffling to the layman. For the purposes of this article, the terms admitted and non-admitted refer to how a particular insurance company is regulated by individual state insurance departments. Let’s take a deeper look into the differences, and why they are necessary.
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