In an age of technology, business, banking, shopping, and connecting is done digitally. As consumers use the online space in their day-to-day lives, businesses create microdata profiles that document clicks, purchases, and shares to build better sites, ads, and campaigns. In the past several years, consumer pushback against business use of consumer data profiles has increased in response to several large organizational data breaches.
Continue Reading “Cyber Liability Insurance and the California Consumer Privacy Act”
Managing human resources can be difficult for any business, but for a small business in particular it can seem like a tremendous undertaking. We researched three of the most popular online human resource management services and what follows is what we discovered.
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According to a recent Forbes article, small business lending is currently at its highest point in this century. The economy is relatively strong and interest rates are low making this an excellent time for small businesses to take out loans to grow. We researched three of the most popular small business lenders on the market, and here’s what we found…
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For any business to be successful, its books need to be kept in order. This might be an intimidating task for small business owners, freelancers, or entrepreneurs in general especially when the business is just beginning or still in its early stages of development. It is especially important in the early stages to invest in the correct avenues, and you don’t need us to tell you how important a good investment is. Starting out, most business owners cannot afford a CPA or a personal accountant, and that is okay. With growth comes expanded resources and assistance. But starting out bookkeeping, unless you’re already savvy at it, can be an extremely intimidating task. We’ve done some of the hard work for you and researched bookkeeping services that you may utilize if you’re just starting out and can’t afford a personal, professional accountant.
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People who have experienced identity theft report that being an identity theft victim is like having to work a second job. Victims spend a lot of time addressing the issues arising from their identity theft. If one or more of your employee’s experience identity theft, productivity at work can be impacted. The sooner employees find out about identity theft, the sooner they can take action to restore control over their identities. Early detection helps to minimize the damage. And Identity Recovery coverage can do a lot of the heavy lifting to help identity theft victims stay productive at work.
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Before joining Layr as a co-founder and the head of product, I co-founded and ran an e-commerce company for more than 5 years. The end of the year was always an exciting but stressful time for me and my team. It was exciting because the months of November and December were our biggest sales months of the year. It was stressful because my co-founder and I had to find time to manage all the critical year-end tasks while also ensuring everything operated smoothly during the most important two months of the year. I know firsthand that it’s easy for business owners to forget about key tasks that need to be completed before January 1st. So, I put together a handy checklist of the most important items that businesses need to tackle to enter the new year prepared.
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Understandably, cash flow is king for any business and this rings especially true for small businesses. In fact, many small businesses only cash flow out 30 days at a time. As a small business ourselves, we experience this challenge each and every day. So, we’re sharing three things we do to free up our own cash flow.
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Today more than ever before, people are deciding to forgo the security of a 40 hour per week job large established companies for the flexibility and opportunities provided by starting their own business. A generational shift is occurring where modern business owners are learning they can have more control over their future and wealth by by starting their own companies. However, if you have never run a business before, you may not be aware of all the things you’ll need to take care of in order to comply with the law. Obtaining the proper business insurance is one of those things. Yes, buying business insurance, for the most part, is a prudent but optional choice. But, which scenarios legally require a business to have coverage in place?
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Over the past several weeks, we have seen a lot of activity in part because of the release of our proof of insurance generator and automated insurance transfer process. While creating a certificate of insurance is seemingly one of the easiest tasks for an insurance agent to complete, it often still takes much longer than people expect. By completely automating this task, we allow our customers to create proof of insurance instantly, anytime, and from anywhere.
Continue Reading “Why Companies are Moving Their Insurance to Us for Free”