Cyber Liability Insurance

Instant-issue cyber liability and data breach insurance. 100% online. Pay monthly with a credit card.

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What Brokers are Saying:

Policy Overview

The cyber threats faced by all types of companies in today’s digital environment can be devastating. This industry-leading and affordable insurance policy covers first and third-party cyber-related threats and expenses including data breaches, legal defense costs, notification costs, and system disruption and addresses nearly every aspect of a companies total cyber exposure.


Key Protected Threats

• Hacking-Related Breaches
• Physical Data Theft
• Phishing Attacks
• Third-Party Vendor Breaches
• Employee Breaches & Theft
• Viruses, Spyware, & Malware

Cyber Liability Insurance Explained

Purchasing commercial insurance is a great start for protecting your small business against risk, but depending on your company’s operations, your policies may vary. Your business is one-of-a-kind – additional policies or add-ons to the one listed below may be necessary to fill coverage gaps. That’s where Layr can help.


Coverage Details

Admitted Coverage Maybe
Instant Approval Maybe
No Underwriting Required
Reputable A-Rated Carrier
Full Prior Acts
Limit $250,000 $1,000,000 $100,000-$1,000,000
Deductible $2,500 $2,500 $2,500
Waiting Period 8 Hours 8 Hours N/A
Funds Transfer Fraud $100,000 $100,000
Telecommunications Theft $100,000 $100,000
Social Engineering Fraud Loss $100,000 $100,000
Pre-Claims Assistance
Business Interruption & Extra Expenses
Business Services Costs
Regulatory Defense & Penalties Maybe
PCI Fines & Assessments Maybe
Network & Information Security Liability
Multimedia Content Liability
Cyber Extortion
Ransomeware Loss
Breach Response
Fraud Response
Crisis Management
Public Relations Management Maybe
Reputation Repair
Systems Failure
Cost of System Upgrades
Digital Asset Restoration Maybe
Computer Replacement
Bring Your Own Device (BYOD) Maybe
Mental Anguish

Get Cyber Liability Insurance Today

Hassle-free business insurance. 100% online. Pay monthly with a credit card.