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Business Liability Insurance

Instant Online Quote

We enable companies to get the layer of insurance protection they need and pay for it monthly with a credit card.

  • RoadSync Logo

    Fast and easy. Layr got us the insurance we needed quickly and painlessly.

    Robin Gregg — RoadSync
  • Stord Logo

    Great service and pricing. Cannot say enough great things about Layr.

    Sean Henry — Stord
  • WattzOn Logo

    Outstanding service and savings! Now I've switched over all my policies.

    Martha Amram — WattzOn
  • FivePoint Payments Logo

    So happy I found Layr! Very simple process and saved us a bunch of money.

    Joel Darby — FivePoint Payments


In addition to the time saving easy-to-use features our modern insurance platform provides, we also include the benefits detailed below. We're confident that you've never experienced a business insurance provider like us and that there's no better way to purchase and manage commercial insurance.

Pay for Insurance Monthly

A common reason an estimated 8 million small businesses in the United States operate without liability insurance is because carriers require them to pay the entire annual premium up front. We've removed this burden by allowing our customers to pay their annual insurance premiums monthly and without any big down payments.

Pay With a Credit Card

More than $300 billion of small business insurance premium is paid via physical check every year. We know modern businesses have moved away from writing physical checks and prefer to setup payments on a credit card. We're one of the few modern insurance brokers that accepts credit cards for insurance premium payments.

Bank Level Security

We take the privacy and confidentiality of our users seriously and employ bank level security technologies including 256-bit SSL encryption, intelligent activity monitoring, and automatic logouts in addition to using data centers with multiple layers of physical security like biometric scanning, retina scanning, and keycard access.

Licensed Human Support

We don't take for granted how important liability insurance is for a business or how big the decision is to commit to an insurance broker. While technology can do a lot, we'll always have licensed, U.S. based, human customer advocates standing by and ready to help with any insurance question or need that arises.

Only A-Rated Insurance Carriers

We only work with A or A+ rated insurance companies that are well-established, have a track record of paying claims quickly and efficiently, and with a strong appetite and desire to work with micro, small, and medium-sized businesses. You never have to worry about your coverage being placed with an unreputable carrier.

Coverage Bound Within 48 Hours

One of the biggest advantages of our process is that we're able to secure insurance coverage extremely quickly. By automating the role of the underwriter, our carrier partners are able to bind coverage within 48 hours with most of our customers receiving their coverage the same day they complete a proposal


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