Cyber Liability Insurance and the California Consumer Privacy Act

In an age of technology, business, banking, shopping, and connecting is done digitally. As consumers use the online space in their day-to-day lives, businesses create microdata profiles that document clicks, purchases, and shares to build better sites, ads, and campaigns. In the past several years, consumer pushback against business use of consumer data profiles has…

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Adding Endorsements to Your Small Business Insurance

Business Owner’s Policies (BOP) and General Liability insurance are great basic policies for covering your small business’s risks, but as your business adapts to changes in market conditions, operations, staffing, and more, your starter policy may need some extra oomph to ensure your business is sufficiently covered in the event of a qualifying incident. That’s…

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Is the Insurance Industry Dying a Slow Death?

Insurance is one of the oldest industries in existence and accounts for roughly $1 of every $4 spent in the United States. Despite its dominance, stability, and longevity, as an industry, young people increasingly write it off as a potential career path. We believe insurtech can help reverse this trend and change the way young…

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The Most Common Small Business Insurance Claims

Insurance is often an item business owners put off purchasing until an event occurs making it a legal or contractual requirement. In a past article, we took a look at 3 common events legally requiring insurance. However, millions of small businesses operate every day without insurance and they’re risking everything by doing so. In this…

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The A. M. Best Insurance Ratings Explained

We’ve all shopped for insurance at some point in our lives. Whether a personal auto policy or commercial General Liability policy, if you research insurance then you’re going to come across A. M. Best’s insurance ratings. But what exactly are these ratings, what factors are evaluated to determine each rating, and what do they mean…

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