Explanation of Pricing

We have taken a unique and modern approach to business insurance and believe in being fair and transparent with our pricing and compensation structure.

Simplified Pricing

Just like we’ve simplified the way business insurance is purchased and managed, we’ve also simplified the way we generate revenue. Our straightforward pricing model allows us to earn revenues two different ways.

• Insurance carriers pay us a commission for every policy that is purchased through our platform.
• Businesses pay a percentage-based finance fee of up to 20% of premium.

The traditional insurance revenue model has been known to incentivize brokers and agents to sell policies customers might not need or with inflated coverage limits. Our finance fee-based revenue model, in contrast, covers the costs associated with allowing our customers to pay for their insurance monthly and with a credit card, building and maintaining our online platform, and allows us to be profitable on even the smallest insurance policies. As a result, we never recommend that customers buy insurance they don’t need or select coverage limits that are too high for their company.

Save Up to 35%

We didn't set out to offer the least expensive business insurance because, like with most things, you get what you pay for. We don't believe in selling lower quality insurance products filled with terms that allow the insurance carrier to get out of paying claims. Instead, we only sell high quality insurance policies from A-rated insurance companies. That being said, our customers are still saving up to 35% compared to purchasing insurance through the traditional process. Why? It's simple. Our process is not only easier for business owners, it's also easier for the insurance carriers. It's so efficient, in fact, that our insurance carrier partners are often willing to bind policies for much less than competing digital and traditional brokers and we pass those savings directly through to our customers.