Posts by tj@layrins.com
Cyber Liability Insurance and the California Consumer Privacy Act
In an age of technology, business, banking, shopping, and connecting is done digitally. As consumers use the online space in their day-to-day lives, businesses create microdata profiles that document clicks, purchases, and shares to build better sites, ads, and campaigns. In the past several years, consumer pushback against business use of consumer data profiles has…
Read MoreAdding Endorsements to Your Small Business Insurance
Business Owner’s Policies (BOP) and General Liability insurance are great basic policies for covering your small business’s risks, but as your business adapts to changes in market conditions, operations, staffing, and more, your starter policy may need some extra oomph to ensure your business is sufficiently covered in the event of a qualifying incident. That’s…
Read MoreDo E-Commerce Companies Need Product Liability Insurance?
In today’s litigious society, e-commerce companies need foresight to see potential risks before they occur. One potential exposure for companies that sell goods to customers is product liability risk. If a product fails or causes injury to a buyer, then the manufacturer is usually at fault. But what about e-commerce companies? Countless online companies sell…
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